By accessing and using this website (jimhoggan.com), you agree to the following terms and conditions. If you do not agree, please discontinue use of this site.
Nothing on this website constitutes a mortgage loan application, a commitment to lend, or an offer of credit. All loans are subject to credit approval, underwriting guidelines, sufficient collateral, and final investor approval. Rates, terms, and programs are subject to change without notice. Not all applicants will qualify.
The content on this website is provided for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions. Jim Hoggan and Innovative Funding Utah LLC make no representations or warranties about the accuracy or completeness of information on this site.
Any rates, terms, or programs referenced on this website are illustrative only and are subject to change at any time without notice. A mortgage rate quote can only be provided after a complete loan application is submitted and your specific financial situation is evaluated.
This website may contain links to third-party websites. These links are provided for convenience only. Jim Hoggan and Innovative Funding Utah LLC do not control, endorse, or take responsibility for the content of any third-party site.
All content on this website, including text, graphics, and design, is the property of Jim Hoggan / Innovative Funding Utah LLC or its licensors and may not be reproduced without permission.
We are an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, national origin, religion, sex, familial status, disability, or any other protected class.
Innovative Funding Utah LLC and its loan officers do not pay or accept referral fees or any thing of value in exchange for the referral of settlement service business in accordance with the Real Estate Settlement Procedures Act (RESPA), Section 8.
To the fullest extent permitted by law, Jim Hoggan and Innovative Funding Utah LLC shall not be liable for any damages arising from your use of, or reliance on, this website or its content.
These terms are governed by the laws of the State of Utah. Any disputes shall be resolved in the courts of Salt Lake County, Utah.
We reserve the right to update these Terms of Use at any time. Changes will be posted on this page. Continued use of the website constitutes acceptance of the updated terms.
Jim Hoggan – Mortgage Loan Originator, NMLS #284263
Innovative Funding Utah LLC, NMLS #2682774
2137 E 3300 S, Salt Lake City, UT 84109
Phone: 801-244-4261
Email: jim@innovativefundingllc.com
⚠️ These Terms of Use are provided for informational purposes and should be reviewed by qualified legal counsel before publication.